Best CD interest rates 2015

Highest Yield Rates on FDIC Insured Online CDs

Best certificates of deposit with highest APR/APY interest
from top online U.S. banks in 2015.

If you are searching for very low-risk investments that can easily be converted into cash then you might consider certificates of deposit (CDs). A CD is a special type of deposit account with a bank that typically offers a higher rate of interest than a savings account. In exchange for keeping the money on deposit for the agreed-on term, institutions usually grant higher interest rates than they do on accounts from which money may be withdrawn on demand. Unlike other investments, CDs have federal deposit insurance up to $250,000. Below we list highest/best APY/APR bank CDs interest rates offered online. All accounts are FDIC insured.

Discover Bank CDs

Discover Bank Certificate of Deposit Interest Rate and Details

0.35% APY on 3 months term.
0.95% APY on 12 months term.
Minimum opening balance: $2,500.

Open Account

  • CD rates that have consistently exceeded the National Averages
  • Flexible terms from 3 months to 10 years
  • Fund your CD account online from an existing bank account
  • FDIC-insured up to the maximum allowed by law.

EverBank High Yield CD Rates and Details 2015

0.34% APY on 3 months certificate of deposit (CD).
0.75% APY on 12 months certificate of deposit (CD).
Minimum opening balance: $1,500.

Open Account

  • No monthly maintenance fees
  • Automatic rollover
  • Available as an IRA
  • With a Yield Pledge® CD, your yield at the time you purchase or roll over your CD will always be in the top 5% of competitive accounts offered by leading banks.
  • 20-day maturity alert
  • FDIC insured to the maximum allowed by law

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The firm you select is solely responsible for its services to you, the user. shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of a services. has partner relationships with other companies. As a partner, we often provide reviews of products and services based on our personal opinions. We are not compensated for positive reviews. While we strive to make sure that the information we present here is true and accurate upon publication, the rates and offers that we share with you may change without notice, so please visit the sites we reference for more up to date information.