Chase Brokerage Fees
J.P. Morgan Self-Directed Investing is a low-cost broker offering a
$0 online commission trading model for
U.S.-listed stocks and ETFs.
While Chase's pricing model is competitive, it isn't entirely free. Certain investment vehicles, such as options and some fixed-income trades, can come with contract, transaction, or bond-related fees. Other fees are associated with account activities like money transfers, outgoing full account transfers, and express-mail requests. Another type of fee to be aware of is the margin interest charged for margin trading.
Understanding which Chase accounts have deposit and balance minimums is also important.
Chase Trading Fees
Other than commissions, there are several trading fees that investors at Chase may see.
Chase Stocks and ETFs Fees
For online trades of
U.S.-listed equities and ETFs, no commissions are charged. However, if you call the trading desk to place your trade, you will pay
$25 for each trade.
Regulatory fees and other pass-through costs can apply to some trades. These fees are usually small, but they can still add up for frequent traders.
Options
Another trading fee to be aware of is the per-contract fee for options trades. Chase does not charge a commission on online options trades, but there is a
$0.65 fee for each contract traded.
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Mutual Funds
When it comes to mutual funds, online mutual fund trades cost
$0 per transaction. However, call-in mutual fund trades cost
$20 per transaction.
Fixed Income
Similarly, fixed-income securities have different pricing models.
For example, online secondary-market trades of
U.S. Treasury bills, notes, and bonds have no transaction costs associated with them. New-issue brokered CDs also cost
$0, although the selling concession is included in the price.
However, secondary-market trades of
corporate bonds, municipal bonds, government agency bonds, and brokered CDs cost
$10 per online trade, plus $1 per bond over 10 bonds, with a
$250 maximum. Call-in trades cost
$30 per trade, plus $1 per bond over 10 bonds, with a
$270 maximum.
Chase Transfer Fees
ACH transfers are free, but there are fees for account and wire transfers.
Full outgoing account transfers come with a fee of
$75. The fee applies to Chase brokerage and retirement accounts.
Domestic wire transfers cost
$25, and it’s good to note that Chase does not support international wire transfers.
Chase Account Minimums and Maintenance Fees
For J.P. Morgan Self-Directed Investing accounts, you can start trading with as little as
$1.
Margin Rates
Chase brokerage accounts have the following margin rates:
|
Debit Balance
|
Margin Interest Rates
|
|
$0.01 - $4,999
|
11.5%
|
|
$5,000 - $9,999
|
11.5%
|
|
$10,000 - $24,999
|
11.5%
|
|
$25,000 - $49,999
|
11.25%
|
|
$50,000 - $99,999
|
10.75%
|
|
$100,000 - $499,999
|
10.5%
|
|
$500,000 - $999,999
|
9.75%
|
|
$1,000,001 - $3,000,000
|
9.25%
|
Chase Brokerage Account Fees Summary
In summary, Chase brokerage accounts offer a low-cost model with
$0 online commission trading for
U.S.-listed stocks and ETFs. However, fees are associated with certain investment vehicles and account activities. Options trades come with a
$0.65 per-contract fee, and some fixed-income trades have transaction and bond-related charges. Account activities such as full outgoing transfers, wire transfers, express-mail requests, and stop payments can also incur fees. Chase is not expensive, but some brokers with lower fees offer similar services.
Chase Brokerage Review
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Updated on 6/3/2026.
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