Chase Brokerage Fees
If you are thinking about opening a Chase brokerage account, or if you already have one, it helps to understand the broker’s main fees before you trade.
The sections below explain the costs.
Chase Brokerage Account Fees
J.P. Morgan Self-Directed Investing is a low-cost brokerage option with a
$0 online commission trading model for
U.S.-listed stocks and ETFs.
Although Chase has competitive pricing, not every investment or account service is free. Some products, including options and certain fixed-income trades, may have contract, transaction, or bond-related charges. Account-related costs can also apply to items such as money transfers, full outgoing account transfers, and express-mail requests. Investors who trade on margin should also pay attention to the margin interest charged on borrowed money.
It is also helpful to know which Chase accounts have deposit requirements or balance minimums.
Chase Trading Fees
In addition to basic commissions, Chase investors may run into several other trading-related costs.
Chase Stocks and ETFs Fees
Chase charges no commission for online trades of
U.S.-listed equities and ETFs. However, trades placed through the trading desk by phone cost
$25 for each trade.
Some trades may also be subject to regulatory charges and other pass-through expenses. These charges are generally small, but frequent traders can still see them accumulate over time.
Options
Options pricing is another area where investors should check the contract charge. Chase does not add a base commission for online options trades, but it does charge a
$0.65 fee for each contract traded.
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Mutual Funds
For mutual funds, online mutual fund trades are priced at
$0 per transaction. Call-in mutual fund trades, however, cost
$20 per transaction.
Fixed Income
Fixed-income securities use a separate pricing schedule.
For example, online secondary-market trades of
U.S. Treasury bills, notes, and bonds have no transaction costs. New-issue brokered CDs also cost
$0, although the selling concession is built into the price.
However, secondary-market trades of
corporate bonds, municipal bonds, and brokered CDs cost
$10 per online trade, plus $1 per bond over 10 bonds, with a
$250 maximum. Government agency bonds are listed in this secondary-market category, but their secondary market is not currently available online. Call-in trades cost
$30 per trade, plus $1 per bond over 10 bonds, with a
$270 maximum.
Chase Transfer Fees
ACH transfers are free, but account transfer and wire transfer fees can still apply.
A full outgoing account transfer has a
$75 fee. This charge applies to Chase brokerage accounts and retirement accounts.
Domestic wire transfers cost
$25, and it’s good to note that Chase does not support international wire transfers.
Chase Account Minimums and Maintenance Fees
With J.P. Morgan Self-Directed Investing accounts, you can begin trading with as little as
$1.
Margin Rates
Chase brokerage accounts use the following margin rates:
|
Debit Balance
|
Margin Interest Rates
|
|
$0.01 - $4,999
|
11.5%
|
|
$5,000 - $9,999
|
11.5%
|
|
$10,000 - $24,999
|
11.5%
|
|
$25,000 - $49,999
|
11.25%
|
|
$50,000 - $99,999
|
10.75%
|
|
$100,000 - $499,999
|
10.5%
|
|
$500,000 - $999,999
|
9.75%
|
|
$1,000,001 - $3,000,000
|
9.25%
|
Chase Brokerage Account Fees Summary
Overall, Chase brokerage accounts provide a low-cost setup with
$0 online commission trading for
U.S.-listed stocks and ETFs. Still, some investments and account services can carry fees. Options trades have a
$0.65 per-contract fee, and certain fixed-income trades include transaction and bond-related charges. Account activities such as full outgoing transfers, wire transfers, express-mail requests, and stop payments may also create fees. Chase is not an expensive broker, but some competitors may charge less for certain services while offering similar features.
Chase Brokerage Review
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Review of Chase Brokerage Account »
Updated on 8/18/2026.
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