Ally Invest rating

Ally Invest commissions structure for 2021. Brokerage trading account fee schedule and margin rates. Ally Invest annnual, inactivity charges, cost of investing.


Ally Invest Commission Structure

Stocks and ETFs $0
Options $0.50
Mutual funds $9.95
Bonds $1 per bond with $10 minimum, $250 maximum
Treasuries commission-free
Certificates of Deposit (CDs) $24.95


Ally Invest Margin Rates

Debit Balance Margin Interest Rates
$0.01 - $4,999 7.75%
$5,000 - $9,999 7.75%
$10,000 - $24,999 7.75%
$25,000 - $49,999 7.50%
$50,000 - $99,999 6.75%
$100,000 - $249,999 5.50%
$250,000 - $499,999 4.50%
$500,000 - $999,999 4.00%
$1,000,000 + 3.25%

Ally Invest Regulatory Fees

SEC .0218 per $1000 of principal (sells only)
ORF (Options Regulatory Fee) .0388 per contract (buys and sells)
TAF (Trading Activity Fee) .000119 per share (equity sells)
TAF (Trading Activity Fee) .002 per contract (option sells only)
Financial Industry Regulatory Authority (FINRA) transaction fee (TAF) This fee is charged on all stock and ETF sales at a rate of $.000119 per share with a minimum charge of $0.01 and a maximum charge of $5.95. This fee is rounded up to the nearest penny. Bonds are also subject to a TAF fee and can be charged up to $0.75 per bond traded, regardless of the bond's par value.



Up to $3,500 cash bonus + $0 trades + transfer fee rebate.

Open Ally Invest Account

Ally Invest IRA Account Fees

IRA Annual Fee None
IRA Transfer Out Fee $50.00
IRA Closure Fee. The fee is charged for full IRA distributions and full outgoing account transfers. $25.00


Ally Invest Inactivity Fee

Inactivity Fee $0


Ally Invest Account Fees

ACAT Transfer Out $50.00
Partial ACAT Transfer Out $50.00
Outgoing Domestic Wire Transfer $30.00
Overnight Delivery $50.00
Check Withdrawal $5.00
Check Stop Payment $30.00
Returned Checks $30.00 Plus interest for any trades from the earlier of the settlement date or date of deposit
Returned ACH $30.00
Returned Wires
Applies to attempted third-party wires
Pre Pay Settlement Fee $20.00
Stock Certificate Deposit DTC Rejection Fees $175.00
Stock Certificate Deposit Processing Fee
Commission on stock certificate deposited into Ally Invest will be equal to 5% of the principal amount of the trade. Stock Certificates cannot be used to fund a new account.
$300.00 per Certificate
Non-transferrable security charge per position $20.00 per month
Vault Fee
Restricted certificates held for missing paperwork, certificates for Securities that are not DTC eligible, etc.
$60.00 per Year Charged Monthly
Outgoing DTC. Electronic delivery of individual certificates via Depository Trust Company $25.00 per Position
DWAC Transfer Fee per Position $50.00 + Any transfer agent fees up to $150
DRS Transfer Fee per Position $115 per position
Paper Statements or any electronic statements requested that are older than 2 years $4.00
Limited Trading Authorization (LTA) paper statement fee Required for all accounts that have LTA $4.00 per account statement
Paper Confirmations $2.00
1099 Request for Exempt Accounts $50.00
Tax document requests by fax and regular mail $50.00
Option Exercise $0
Option Assignment $0
Option Position Management $100.00 + Regular Commission
Margin Sellouts, Restricted Accounts, and Broker-Assisted Trades $40.00 + Regular Commission
Short Stock
Loan charges on hard to borrow stock.
Daily Charge at Cost
Worthless Securities Processing $30.00. Other fees may apply
Reg T Extension $10.00 + Interest to Settlement Date
Foreign Stock Transaction Fee (not ADRs) $50.00 + Regular Commission
Foreign Stock Incoming Transfer Fee $50.00 per Position
ADR and other foreign stock semi-annual charges At Cost
Voluntary Reorganization $50.00
Entity Account Opening Fee $250.00 (Corporation, LLC, Partnership)
Entity Account Annual Fee $200.00 (Corporation, LLC, Partnership)
Index Products.Ally Invest charges this additional per contract cost on certain index products where the exchange charges fees. $0.35 per Contract
OTCBB & Pink Sheet Stocks Minimum investment of $100 per Trade
Other Transfer Agent and Trade Settlement charges for certain securities may be passed through to you by our clearing firm.


Ally Invest Check Writing

Apex Selectâ„¢ Annual Checking* $20.00 Annual Fee
Apex Selectâ„¢ Annual Debit Card $35.00 Annual Fee
Check Re-Order $15 (50 checks)
Returned Checks $35.00
Stop Payments $35.00
Check Copies or Other Research $15.00
ATM Withdrawals $1.00
Sales Draft Copy $15.00
Collection Processing $25.00
Domestic Overnight Shipping $45.00
International Overnight Shipping $100.00


Ally Invest fees are subject to change. For the most up-to-date information visit Ally Invest official website.

Open Account

Up to $3,500 cash bonus + $0 trades + transfer fee rebate.

Open Ally Invest Account


Continue Reading