ETRADE promotion codes, bonus offers, and cash incentives to open a new brokerage or IRA account (ROTH, Traditional, SEP/SIMPLE).

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What is the E*TRADE Cash Bonus Offer?

One of the easiest ways to earn money in the world of investing is by finding companies that offer cash bonuses for opening and funding a new investment account. Right now, E*TRADE has one of the best cash bonus offers for opening a new account that you can find. Let's explore how to take advantage of it.

There are two different versions of the E*TRADE cash bonus offer. One version is for brand new customers who don’t currently have any E*TRADE accounts and the other version is for customers who already have an E*TRADE account. For new customers, you can earn a cash bonus of up to $3,500. For existing customers, you can also earn a cash bonus of up to $3,500 but, the way the offer works is a little bit different.

In order to get the cash bonus offer, you have to be referred by an existing E*TRADE customer and sign up for the offer through a special link. Don’t worry, we have the link for you in this article.


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How The E*TRADE Promotion Works for New Customers

To qualify for the E*TRADE cash bonus if you are a new customer, you must first open a new E*TRADE non-retirement brokerage account by April 29, 2022. Your new account can either be an individual or a joint account. Once your new account is opened, you have a 60-day window to fund your account with a qualifying amount of cash or securities. E*TRADE counts the total amount funded during this 60-day window for all deposits you make. So, you can either bring in funds with one deposit or multiple deposits.

The amount you fund your new account with will determine the amount of the cash bonus that you earn. The more you fund, the more you earn. The first tier starts with funding your new account between $10,000 - $19,999. Bringing in this amount will earn you a $50 cash bonus. The highest tier is funding $1,500,000 or more which will earn you the maximum $3,500 bonus. For any amounts between $20,000 - $1,000,000, there are other tiers.

How fast you receive your cash bonus depends on what funding tier you fall into as well as how you make your deposits during your 60-day window. Let’s take a look at a few examples of how this works.

If you make one deposit of $10,000 during your 60-day window, you fall in the first tier so you will receive a $50 cash bonus that you will receive seven days after the end of your 60-day window. If you make three deposits of $25,000 each during your 60-day window, you fall in the third tier with a total of $75,000, so you will receive a $200 cash bonus seven days after the end of your 60-day window.

If you make one deposit of $500,000 during your 60-day window, you fall in the sixth tier so you will receive a $1,200 cash bonus within seven days of making that deposit. If you make a $1,000,000 deposit and then an additional $500,000 deposit during your 60-day window, you fall in the highest tier overall with a total of $1,500,000 but your cash bonus payments would be broken up into two different payments. You would first receive a payment of $2,500 within seven days of making the $1,000,000 deposit and then you would receive a second payment of $1,000 within seven days after the end of your 60-day window for a total cash bonus of $3,500.

To qualify for this specific cash bonus offer as a new customer, you cannot open any other new E*TRADE accounts for 60 days once your first new account is opened. If you do, you would then be placed under the rules for how the cash bonus offer works for existing customers.

How The E*TRADE Promotion Works for Existing Customers

If you already have an E*TRADE account, you can still open a new account and earn a cash bonus for funding the new account within 60 days. In addition, you can earn an extra cash bonus for funding your existing eligible linked accounts within the 60-day window. Just like the new customer offer, this one rewards you based on tiers for how much funding you bring in.

The cash bonus amounts specifically for funding your new account range from $50 - $600. To earn the $50 cash bonus, you must fund your new account between $10,000 - $19,999. To earn the $600 cash bonus, you must fund your new account with $200,000 or more.

There are three different extra cash bonus amounts you can earn for funding your existing E*TRADE accounts in addition to funding your new account. These amounts are $600, $1,900, and $2,900. This part gets a little tricky to understand, so let’s discuss it and then look at some examples.

To earn the extra $600 cash bonus, you must first fund your new E*TRADE account between $500,000 - $999,999. Then, you must fund an additional $500,000 - $999,999 into any of your eligible existing E*TRADE accounts. To earn the extra $1,900 cash bonus, you must first fund your new E*TRADE account between $1,000,000 - $1,499,999. Then, you must fund an additional $1,000,000 - $1,499,999 into any of your eligible existing E*TRADE accounts. To earn the extra $2,900 cash bonus, you must first fund your new E*TRADE account with $1,500,000 or more. Then, you must fund an additional $1,500,000 or more into any of your eligible existing E*TRADE accounts.

Here are a few examples that break all this down. If you fund your new account with less than $500,000, the most you can earn is a $600 cash bonus. If you fund your new account with $750,000 and then fund your existing accounts with $550,000, you will earn the $600 cash bonus for your new account, plus the extra $600 cash bonus for your existing accounts for a total of a $1,200 cash bonus. If you fund your new account with $1,500,000 or more and then fund your existing account with $1,500,000 or more, you will earn the $600 cash bonus for your new account, plus the extra $2,900 for your existing accounts.

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Important Details for E*TRADE Promotion

You have to leave your funding assets in your account(s) for at least 12 months. All funding must come from external accounts outside of E*TRADE. Assets coming from Morgan Stanley don’t count as outside of E*TRADE and are not eligible. Both deposits of cash and securities count towards qualified funding.

Certain account types including business accounts and retirement accounts are not eligible for this offer. This bonus offer is only valid once per customer and the offer expires on April 29, 2022.

Ready to Claim Your E*TRADE Offer?

If you are interested in an E*TRADE account, this is the perfect time to open one while this offer is still available. In order to claim this offer, make sure you visit the specific link provided in this article to get started. Contact E*TRADE directly for any questions.

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Get up to $3,500 once you open and fund your account.


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Author: Paul Johnson. Updated on 4/7/2022.

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