Fidelity Investments promotions, bonus offers for opening new brokerage or funding existing account. Rollover IRA, ROTH IRA, and Traditional IRA Fidelity promo codes and coupons for free trades.

Fidelity Free Trades Promotion Offer

Get 500 free trades with $100,000+ deposit.

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Fidelity Promotion Details

This offer is valid for new or existing Fidelity customers. In order to receive the commission-free trades, you must designate an existing eligible Fidelity IRA or brokerage account or open and fund a new eligible Fidelity IRA or brokerage account with net new assets. Deposits of $50,000-$99,999 will receive 300 free trades, and deposits of $100,000 or more will receive 500 free trades. Trades must be used within 2 years of being credited to the customer’s account. Commission-free trades must be designated to the one account receiving the qualifying assets or amount and are limited to online domestic equities and options trades. Options trades are limited to 20 contracts or less per trade; for orders beyond these limitations, standard commission rates apply. No cash compensation will be given for any unused commission-free trades. Offer is nontransferable, limited to one per individual per rolling 12 months and may not be combined with other offers. Fidelity reserves the right to modify these terms and conditions or terminate this offer at any time. Other terms and conditions, or eligibility criteria may apply.

To be eligible, customers must register online at or through a representative. New accounts or designated eligible accounts must be funded within 2 months ("qualification period"). Cash, eligible securities, and/or margin debit balance transfers from multiple sources will be aggregated to determine total account funding; assets will be valued at the time Fidelity receives them. Allow up to seven business days for assets to be registered in the system. Funding must come from an external, non-Fidelity source via any standard monetary transfer method (a standard Transfer of Assets form, check, Electronic Funds Transfer, ADM deposit, etc.); rollovers from a former employer’s Fidelity record kept workplace savings plan are treated as coming from an external source for purposes of this offer. Net new assets mean external new money in minus money out, including distributions and transfers, during the qualification period.

Account holders must maintain a minimum account balance of $50,000 of net new assets for this free trade offer (minus any losses related to trading or market volatility) for at least nine months from the date on which the trades are credited to the account, otherwise commission charges may be incurred retroactively on free trade executions based on the applicable commission rate under Fidelity's Commission & Fee Schedule.

Eligible accounts include non-retirement (Individual or Joint) or Fidelity IRA (Rollover IRA, Traditional IRA, Inherited IRA, Roth IRA, SEP-IRA) accounts in which individual security trading is not prohibited and which meet the minimum account opening or funding requirements.

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About Fidelity Investments

Fidelity is one of the largest brokerage companies in the US, and as such, provides an astounding array of services and benefits to their investors. The brokerage firm offers advice in wealth management, investment guidance, college savings, charitable giving and provides top-notch educational content for novice and professional investors alike. Fidelity goes above and beyond many brokerage services online, as evidenced by offering over 12,000 mutual funds (TD Ameritrade offers even more), life insurance, college savings plans and more.

Fidelity Investments IRA Review
Fidelity is one of the best known names in retirement planning currently. Not only does the company offer great tools and superior customer service, their easy to use system makes it possible for virtually anyone, regardless of their experience, to open an account.

Personal Experience of IRA Rollover into Fidelity Investments
When I opened by Fidelity IRA account, I did so completely on my own; no need to work with a customer service agent. For someone that doesn’t enjoy red tape or long processes, this was certainly appealing. An application was sent to me via email; I filled it out, sent it to my former employer, and simply waited. I did receive a few informative emails offering assistance if desired, but it was never forced upon me and I didn’t experience any pressure. Within approximately 2 weeks, my account was opened and the funds held within my previous employer’s 401(k) plan were transferred. It was that simple.

For anyone looking for more assistance during this process, dedicated professionals are available that will help you through every step of the way during your rollover process. They will help to fill out the necessary forms, will follow up to ensure that your former employer has received them, will help address any issues that may arise during the process and will confirm once the money has been transferred into your new Fidelity account.

Once my Fidelity IRA rollover account had been opened, I was able to experience and take advantage of several features and benefits offered by Fidelity:

Superior Online Tools & Service: Fidelity offers services that would appeal to every investor type; from novice to experienced trader. Do-it-yourself portfolio tools and management options are available on their customer interface online. Access to portfolio research tools, the latest in investment education and trends and goal calculators are all offered to customers online. For individuals who prefer to speak with a live representative, simply pick up your phone and put a call into their customer service center. You will be connected with a trained professional that will either answer your question(s), or direct you to the person that can.

Face-to-Face Interactions with Professionals: For those customers seeking a bit more hand-holding through the investment process, appointments can be scheduled with local, trained representatives. During these sessions, your financial goals and objectives, financial time line, risk tolerance and total portfolio will be discussed.

Wide Array of Investment Options: Investors who choose to rollover their 401k into a Fidelity IRA account will gain access to a variety of Fidelity and non-Fidelity investments, FDIC insured investments such as CDs, individual stocks, bonds and even ETF’s. This array of investment options gives individual investors true choice and control over their IRA account. In addition to the 200 well-known Fidelity mutual funds offered to investors, through their brokerage network, individual investors can gain access to over 10,000 other well-known funds by other investment management companies (i.e. American Funds, Calvert, Invesco, Janus, Lazard, Legg Mason, Oppenheimer, T. Rowe Price and Vanguard).

Principal Challenge to a Fidelity IRA Rollover Account
One of the principal complaints of many Fidelity IRA rollover account owners is the lack of personal one-on-one attention offered to account holders with lower balances. While you can always access a live representative via the telephone or even their online chat network, you may not get the same type of one-to-one attention in person that other smaller firms may offer. This is primarily due to the fact that many of the Fidelity brick and mortar locations are designed to serve those account holders with specific investment values and above (i.e. $500,000+, $1,000,000+). While this is frustrating, it is the direction that may top financial institutions are headed in order to minimize individual account maintenance fees and general overhead costs.

Despite the possibility that you may not receive as much in-person time as you would like regarding your financial planning goals, Fidelity certainly offers the features and benefits one would expect from a top institution. Rolling over your funds is simple, easy and efficient, whether you choose to work through the process on your own or in partnership with one of their dedicated professionals.

Fidelity Investments Incentive Disclosure
Fidelity Investments promotions for 2020 can change at any time. Current Fidelity Investments incentive offers for opening new account brokerage or IRA account apply only to US citizens or legal residents.

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