Fidelity Transfer Fee Reimbursement
Fidelity’s transfer rebate program is an ongoing promotion that removes the cost of ACAT transfers when moving assets into a Fidelity brokerage account. Fidelity’s ACAT rebate promo can be used more than once, but there are some essential details to know about if you plan to take advantage of the offer.
Read on for more details.
Key Takeaways
• Fidelity’s account transfer rebate is available for transfers of up to $25,000 in assets or investors with account balances of at least $25,000.
• Robinhood offers an alternative to Fidelity’s rebate program for those with less than $25,000 in their account or planning smaller transfers.
• Robinhood requires
only a $7,500 transfer to unlock a rebate of up to $75.
How Fidelity’s ACAT Reimbursement Promo Works
The ACAT Reimbursement Promo by Fidelity is a transfer rebate program designed to cover your asset transfer costs when moving an investing account into Fidelity.
To get access to the rebate funds, all that is required is to either maintain a qualifying amount in your Fidelity account or transfer assets that meet the promo thresholds. If all the requirements are satisfied, you can request a rebate from customer service after each successful transfer.
Fidelity Promotion For $100
Get $100 if you deposit at least $50 into your new account.
Open Fidelity Account
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Fidelity’s ACAT (TOA) Transfer Rebate Requirements
The main eligibility requirements are tied to the existing account balance and the value of the transferred assets.
The asset transfer requirement is to transfer at least $25,000 in assets. Similarly, you can qualify
for the rebate if your account balance at Fidelity is at least $25,000. Fortunately, it’s not necessary to satisfy both requirements at the same time. You can take advantage of the transfer rebate if you can meet either of the thresholds.
Is Fidelity’s Transfer Rebate Promo Good?
Fidelity transfer rebates may appeal to investors with the necessary capital for several reasons.
For one thing, Fidelity is a top-rated broker that has been in operation for decades. The firm is well-established, offers low-cost trading, and provides investors with several valuable tools and services to help them make the most of their investing experience.
Despite the broker’s many positive attributes, investors with less than $25,000 in their account or those planning to make an account transfer lower than $25,000 cannot benefit from Fidelity account transfer rebate.
If you are looking for a more accessible transfer rebate offer at a broker that offers the services you need, you’ll need to consider the other options.
Robinhood is a popular alternative to Fidelity, as it offers low-cost trading, cash management, credit card options, cryptocurrency access, and a stellar IRA match program.
Robinhood’s Transfer Rebate Promotion
At Robinhood, you can get a very similar transfer rebate with a much lower transfer threshold. All it
takes is
$7,500 to unlock a refund of up to $75.
You can unlock Robinhood’s transfer rebate with any ACAT transfer (partial or full), but the transfer must come from a compatible account type. If you transfer from a standard brokerage account (cash or margin) or a standard IRA (Traditional or Roth), you’ll have no issues moving your account over to Robinhood.
On the other hand, the transfer will not go through if you are transferring another type of account, like a college savings plan, custodial account, or 401(k).
Robinhood’s ACAT Rebate Timeline
Getting Robinhood’s ACAT rebate is also faster than Fidelity’s. Once the ACAT transfer is complete and after you have made your request, it only takes Robinhood 1-3 days to credit your account with the rebate. Additionally, there is no need to keep the minimum threshold of $7,500 in your account after the rebate has been paid.
Robinhood Promotion
Up to $200 free stock + 3% IRA match + transfer fee refund at Robinhood.
Open Robinhood Account
Updated on 12/2/2025.
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