Can I Buy Treasury Bonds on Charles Schwab?
If you want to invest in Treasury bonds at Charles Schwab, you can do it easily. Schwab offers many Treasury bonds for you to choose from.
Charles Schwab has a simple process for buying Treasury bonds, either at auction or on the secondary market. We’ll explain how it works.
Keep reading to find out more.
Buying Treasury Bonds at Charles Schwab
To start, go to the "Trade" tab. From there, pick "Bonds" from the dropdown menu.
Agree to Schwab’s Terms
If this is your first time investing in fixed-income products at Schwab, you’ll need to read and accept some documents. After that, you will arrive at the "Fixed Income Offerings" page.
Charles Schwab Treasury Bond Rates
Next, decide if you want to buy bonds on the secondary market or at auction.
You will need to choose a rate that fits your needs. Look at the 'Fixed Income Offerings' table on the U.S. Treasuries row. You’ll see terms from three months up to 30+ years.
Each term pays differently. When you click your chosen rate, a window opens with a list of bonds for that maturity. Each bond has its own coupon, price, and minimum trade amount.
When you see a Treasury bond you like, click its name to see a page with details and live bid/ask prices. You’ll find info like the current yield, coupon date, rate and type, and price.
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How to Buy Treasury Bonds at Schwab
Each bond has a "Buy" button in the left column. When you are ready, click the buy button to open the bond trade ticket. You can review the price and yield, set the number of bonds you want, and confirm your order.
Buying Treasuries at Auction on Schwab
If you want to buy Treasuries at auction, the steps are similar with a few differences. When you buy at auction, you can also set your principal to be reinvested when the bond matures. This is useful for long-term investors.
To buy Treasuries at auction, go to the "Fixed Income Offerings" section. At the bottom of the page, find and click the "Treasury Auctions" link.
Schwab lists all Treasuries with their auction and maturity dates. When you pick a Treasury, you get an order ticket with all the info you need, like dollar amount, order type, timing, and an option to turn on auto-rollover.
Check everything, then submit your order.
Schwab Treasury Fees
Some fixed-income products at Schwab have fees (like CDs and non-Treasury bonds, which have a $10 minimum), but online Treasury trades are free. If you use a broker for help, there’s a $25 fee.
Schwab Auction Dates and Maturity
When you look for Treasuries, you’ll see many auction and maturity dates.
If you want to buy new Treasuries at auction, it’s good to know when new ones are available. Short-term securities (weekly T-Bills) are auctioned every week, and longer-term ones are auctioned every month.
The choices you have depend on the type of Treasury you pick. Treasury bonds mature in 20 or 30 years, Treasury notes in 2, 3, 5, 7, or 10 years, and Treasury bills in 4, 8, 13, 26, or 52 weeks.
Think about how each option will affect your portfolio and your goals. Some investors use different rates and maturities together for more advanced strategies, while others keep it simple.
Schwab Treasury Bonds Summary
Charles Schwab gives you many useful tools for buying Treasury bonds. From research and comparison to placing an order, the process is easy. Schwab is a good choice for both new and experienced investors.
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Updated on 1/1/2026.
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