Can I Buy Treasury Bonds on Charles Schwab?
If you are interested in investing in Treasury bonds at Charles Schwab, you'll be glad to know that you can. Charles Schwab offers a broad selection of Treasury securities to choose from.
Charles Schwab provides a simple process for buying Treasury securities either at auction or on the secondary market, and we'll walk you through it.
Keep reading to learn more.
Buying Treasury Bonds at Charles Schwab
The first step to buying Treasury bonds at Charles Schwab is to go to the "Trade" tab. From there, choose "Bonds" from the dropdown menu.
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If you've never invested in one of the fixed-income products available at Schwab, the broker will ask you to review some documents and confirm that you have done so. Once that step is finished, you will arrive on the "Fixed Income Offerings" page.
Charles Schwab Treasury Bond Rates
The next step is deciding which market you want to use. You can buy Treasuries on the secondary market or at auction.
You will then need to select a rate that matches your goals and expectations. You can use the 'Fixed Income Offerings' table to do this. Several terms are displayed on the U.S. Treasuries row, ranging from three months to 30+ years.
Each maturity works a little differently, and when you click on your preferred rate, a window appears with Treasury choices for you to review. The available securities for the maturity period you selected in the previous step show up as a list, and each has its own yield, price, and trade details.
When you find a Treasury security that interests you, clicking on the name will bring up a page describing it and showing the real-time bid/ask prices. Some of the details you will see include the current yield, coupon date, rate and type, and evaluated price.
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How to Buy Treasury Bonds at Schwab
Each available security has a "Buy" button in the left-hand column. When you are ready, clicking the buy button will take you to the bond trade ticket for that Treasury. The trade ticket lets you review the price and yield information one more time, enter the number of bonds you want to purchase, and confirm your order.
Buying Treasuries at Auction on Schwab
If you want to buy Treasuries at auction, the process is similar, although there are a few differences. One is that buying eligible Treasuries at auction allows you to automatically reinvest your principal at maturity through Schwab's
Auto-Rollover feature.
To buy Treasuries at auction, start in the "Fixed Income Offerings" section. There is a link toward the bottom of the page labeled "Treasury Auctions."
Schwab lists the available Treasuries together with their auction dates, maturity dates, and other details. When you choose one of the Treasuries from the list, an order ticket appears with the key information you need, such as the dollar amount, order type, and a toggle for
Auto-Rollover.
The final step is to review and submit the order.
Schwab Treasury Fees
While some fixed-income products at Charles Schwab do have transaction fees attached to them, Schwab charges
$0 for online Treasury trading, whether the Treasury is purchased at auction or on the secondary market.
Broker-assisted Treasury trades cost $25. Secondary-market CDs and many non-Treasury bonds bought online generally cost
$1 per bond with a $10 minimum and $250 maximum.
Schwab Auction Dates and Maturity
When searching for and purchasing Treasuries, you will notice that there are many different auction and maturity dates.
If you prefer to buy new Treasuries at auction, it is important to understand when new products become available. Treasury bills are auctioned on a recurring schedule, including
4-, 6-, 8-, 13-, 17-, and 26-week bills every week, while
52-week bills are generally auctioned every 4 weeks. Many notes and bonds also follow recurring auction schedules that are usually monthly or quarterly, depending on the term.
The investment options available to you depend on the type of Treasury you buy. Treasury bonds mature in
20 and 30 years, while Treasury notes mature in
2, 3, 5, 7, and 10 years. Treasury bills (T-Bills) mature in
4, 6, 8, 13, 17, 26, and 52 weeks.
It is good to consider how each option will affect your portfolio over time and how each type of security can help you reach your goals. Some investors combine different rates and maturity dates to build more advanced strategies, while others prefer a simpler approach.
Schwab Treasury Bonds Summary
Charles Schwab gives investors many useful tools for buying Treasury bonds. Everything from researching securities to comparing offerings to placing an order is straightforward, making the broker a good choice for both new and experienced investors alike.
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Updated on 4/17/2026.
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