Can I Buy Treasury Bonds on SoFi?
SoFi Invest gives investors a lot of helpful features and services. But some categories of investing
products simply are not available at SoFi.
Individual bonds, including U.S. Treasuries, are among the
‘missing’ asset classes.
SoFi Bonds Investing Alternative: Charles Schwab
If you want to invest in Treasury Bonds, Treasury Notes, Treasury Bills, corporate bonds, municipal bonds,
or any other bonds, you will need a different broker.
A good,
low-cost broker for bond investing is Charles Schwab.
Charles Schwab offers $0-commission trading, a strong trading platform, and a full
lineup of bonds, stocks, mutual funds, futures, ETFs, forex, and more.
Learn more about Charles Schwab Treasuries
Free Charles Schwab Account
Open Schwab Account
SoFi Invest Fees
Fees at SoFi Invest are generally low. Self-directed trading comes with no commissions and there are no trade volume requirements to worry about. Additionally, investors do not have to maintain an account minimum.
Some of SoFi’s more advanced tools and services are also worth a look. The broker offers automated investing, although
Robo Invest accounts have a 0.25% advisory fee, and members can also get access to financial planning. These tools can still be useful for investors who want more guidance.
There are some fees that are either not related to trading or that do not originate with SoFi to be aware of.
Regulatory trading fees are an example of charges that are not specific to SoFi as an investment firm. These can include fees such as the FINRA Trading Activity Fee and SEC fees, which are passed along to investors. These fees are quite low, however, and most people do not even notice them.
Other fees relate to account processes, such as bounced checks, unsuccessful ACH transfers, etc. For example,
incoming ACAT transfers are free, but outgoing ACAT transfers are $100.
Promotion
Current offer at SoFi Invest:
Open a new self-directed account, fund it with at least $50, and receive stock worth from $5 to $1,000!
Treasury Bonds on SoFi Summary
Opening an account at SoFi Invest comes with a lot of perks and it is very easy to do. Whether you choose to create a new account using the mobile app or the website, the process is similar and you can be up and running within just a few minutes. Whether you want to set up an IRA or a standard investment account that is either automated or self-directed, there are plenty of options to choose from.
Updated on 4/17/2026.
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