Can I Buy Treasury Bonds on SoFi?
SoFi Invest provides many useful features and services to investors. But some types of investing
products are not available at SoFi.
Individual bonds, including direct Treasury securities, are
not offered, although SoFi does offer funds that may invest in bonds.
SoFi Bonds Investing Alternative: Charles Schwab
If you are looking to invest directly in Treasury Bonds, Treasury Notes, Treasury Bills, corporate bonds, municipal bonds,
or other individual bonds, you will need another broker.
A good,
low-cost broker for bond investing is Charles Schwab.
Charles Schwab offers
$0 online trades on Treasury bills, notes, bonds, and TIPS, strong trading platforms, and a broad
lineup of investment products, including bonds, stocks, mutual funds, futures, ETFs, and forex for eligible clients.
Learn more about Charles Schwab Treasuries
Free Charles Schwab Account
Open Schwab Account
SoFi Invest Fees
Fees at SoFi Invest are generally low. Self-directed trading and investing come with no commissions on stocks and ETFs, and there are no trade volume requirements to worry about. Investors also do not have to maintain an account minimum to open a self-directed account.
Some services that are often costly elsewhere may also be available at no added charge, such as access to financial planners for eligible members. However, SoFi’s robo investing service now carries a
0.25% annual advisory fee.
There are some fees that are either not related to trading or that do not originate with SoFi to be aware of.
Exchange and regulatory fees are examples of charges that are not set by SoFi as an investment firm. These fees may be charged by regulators or market centers and passed along to investors. These fees are usually small, however, and many people may not notice them.
Other fees relate to account processes, such as bounced checks, unsuccessful ACH transfers, and other account events. For example, incoming ACAT transfers are free, but outgoing full or partial ACAT transfers are
$100.
Promotion
Current offer at SoFi Invest: open a new eligible self-directed taxable brokerage account, meet the funding requirement, and receive a stock award. SoFi’s live promotion may offer stock awards up to
$3,000, while another claw-style Active Investing promotion has offered a random stock award ranging from
$5 to $1,000.
Treasury Bonds on SoFi Summary
Opening an account at SoFi Invest comes with several perks and is simple to do. Whether you create a new account through the mobile app or the website, the process is similar and can usually be completed quickly. Whether you want to open an IRA or a standard investment account that is either robo-managed or self-directed, there are multiple account choices available.
Updated on 5/6/2026.
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